Buy now, pay flexibly without fees

You control when and how you want to pay – today, later, or in multiple parts – interest-free.

no fees
Shop with Paywerk

Better payments with a card

Paywerk works simply with your debit or credit card.

pay now Pay Now

Pay now with a regular card payment.

invoice Invoice

Pay later, for example in 30, 45, or 60 days.

slice Slice

Slice your payments into equal parts.

How it works

With Paywerk, you don’t need to download any apps – you simply pay at the checkout.


Shop online and choose Paywerk as the payment method in the checkout.


Select whether you want to pay today, pay later, or slice your payment.


Complete the payment flow in the checkout.


Enjoy your goods – payment will be taken from your card according to the option you selected.


Stores with Paywerk’s flexible payments


Easy process for shoppers

Paying later and slicing your payments is free – no interest, no hidden costs.

Zero complexity card payments

It’s literally as simple as paying by card. It’s just that our card payments are the smartest in the world, letting you choose when and how you pay.

7-second credit decision

Our system doesn’t require a lengthy application process with a long questionnaire – the credit check takes just 7 seconds.

Smart spending

Flexible payments let you budget and spend wisely, taking advantage of zero-interest financing.

Backed by banks

We want to bring more trust to flexible payments by working with traditional banks in financing your purchases. This lets us offer higher approval rates for financing applications and the option to finance more expensive items, interest-free.

No transfers required

No accidentally forgotten payments. All transactions are collected automatically from your card, so you won’t need to worry about forgetting to add funds to your account.

Financing partner in Polandinbank

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